🇮🇳 Statutory Refund & Financial Guarantee

Refund Policy

🗓️ Effective Date: September 2026 • 💳 RBI Digital Payment Master Directives & CGST Act Compliant
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1. Consumer Protection Rights (Consumer Protection Act, 2019)

This Refund Policy is framed pursuant to the Consumer Protection Act, 2019 and the Consumer Protection (E-Commerce) Rules, 2020.

As a registered travel and rental aggregator, Tripdhara guarantees consumers full statutory protection against deficiency of service, misrepresentation, or unfulfilled booking commitments:

  • Deficiency of Service: If an assigned chauffeured vehicle, self-drive bike, or homestay room fails to match agreed standards or is cancelled by the operator, the consumer is entitled to an immediate 100% Full Refund or zero-cost upgrade.
  • Unfair Trade Practice Protection: In compliance with Rule 6 of E-Commerce Rules 2020, Tripdhara shall not impose arbitrary, undisclosed cancellation fees or refuse lawful refund requests.
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2. Original Payment Source Refund Mandate (RBI Directives)

In accordance with the Reserve Bank of India (RBI) Master Direction on Payment Aggregators and Payment Gateways:

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Direct Bank Credit Mandate: All statutory refunds MUST be credited directly back to the original funding account (UPI ID, Net Banking account, Debit Card, or Credit Card) used during the transaction. Tripdhara does not lock refund money into non-transferable proprietary store wallets.
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3. GST Credit Notes & Tax Refund Rules (Section 34, CGST Act 2017)

Under Section 34 of the Central Goods and Services Tax (CGST) Act, 2017:

  • GST Credit Note Issuance: When a booking is cancelled or partially refunded, Tripdhara issues a statutory GST Credit Note containing the original invoice reference, tax adjustment breakdown, and net refundable sum.
  • Tax Component Refund: Applicable CGST and SGST/IGST paid during booking are fully refunded alongside the base service amount in accordance with tax authority guidelines.
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4. Refund Processing Timelines & Banking SLA

Tripdhara adheres strictly to turnaround timelines mandated by Indian banking regulations:

UPI Payments
24 to 48 Hours
Direct instant credit to BHIM / Google Pay / PhonePe VPA.
Net Banking
2 to 4 Days
Processed via IMPS / NEFT / RTGS banking channels.
Credit / Debit Card
3 to 7 Days
Subject to card issuing bank settlement cycles.
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5. Chargeback, Failed Transactions & Dispute Resolution

In case of payment debits where booking confirmation failed to generate (failed payment gateway transactions):

  • Auto-Reversal (T+1 Rule): As per RBI Harmonization of Turnaround Time (TAT) guidelines, funds debited from a user's account for unconfirmed bookings are auto-reversed by the payment gateway within 1 to 2 business days.
  • Chargeback Verification: If a customer initiates a chargeback via their issuing bank, Tripdhara's accounts cell will verify booking logs within 48 hours to expedite resolution.
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6. Statutory Refund Nodal Officer Contact

For any inquiries regarding pending refunds, payment receipts, or tax credit notes:

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Nodal Refund & Financial Officer: Finance & Accounts Desk
Entity: Tripdhara Travel & Rentals India
Office Address: Dehradun, Uttarakhand - 248001, India
Direct Helpline: +91 95364 89063
Email Desk: refunds@tripdhara.com
Resolution SLA: Initial status update within 24 hours; complete payout execution within 7 business days.